For small businesses

Small business finances — done.

Your books, your business taxes, and a fractional CFO who helps you plan — all from one person who knows your numbers inside and out, so you can spend your time on the work that pays.

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Free first call. No obligation.

One relationship, three things inside it.

Each one makes the next one better. Because I keep your books, I already know your numbers when it's time to do your taxes — and when it's time to plan.

Bookkeeping

Clean books, every month.

  • Transactions categorized and accounts reconciled monthly
  • Income and costs tracked by service, job, or location
  • Simple monthly reports you can actually read
  • Books clean enough to hand a lender

Taxes

Planned all year, filed on time.

  • Your business return, prepared from books I already know
  • California filings with the Franchise Tax Board and Secretary of State
  • Quarterly estimates based on how the year is actually going
  • Year-end 1099s for your contractors
  • Planning ahead, like whether an S corporation makes sense for you

Your personal return, too. If you'd like one tax professional for your business and for you, your own return can be part of the same engagement.

Fractional CFO

Someone who builds your budget with you and helps you read it all year.

  • An annual operating budget, built together, that looks forward — not just back
  • Regular reviews of how the year is tracking against plan, including margins and cash
  • Cash-flow forecasts, so you can see tight months coming
  • A clear-eyed look at the big decisions: pricing, a new hire, what to pay yourself

Already have bookkeeping covered in-house? That's fine — we'll work out what makes sense for you.

What a year together looks like.

Someone paying attention the whole way through.

And in between, a phone call away when a real decision comes up.

Know where you stand.

Running a business means making calls every week. It's easier when the numbers are current and someone has already read them.

No surprises at tax time

Estimates come from real numbers all year, so April confirms what you already knew.

Cash you can see coming

A forward look at the months ahead, so slow seasons and big bills are planned for, not discovered.

Decisions with your margins in front of you

Raising prices, taking on a hire, buying equipment — see what each choice means for the year before you commit.

Built for businesses like yours.

Big enough that the money matters. Small enough that a full-time finance hire doesn't make sense.

One person. Every time.

When you call, you get me — not a rotating team, not someone four levels down. I do the books, I prepare the taxes, and I sit down with you to plan. That's the whole point: the person helping you make decisions is the same person who knows every line of your finances.

I've spent my career at the intersection of technology and financial services, up to the executive level. Today I advise organizations on budgeting, pricing and margins, operations, and more. I've provided free tax return preparation for low-income Bay Area families since 2014. At AlwaysOnTax, I bring both — the financial analysis and the care — to local businesses.

  • Enrolled Agent, federally licensed tax professional
  • MBA, Chicago Booth
  • BA in Mathematics, Dartmouth
  • Based in Walnut Creek
More about Eric
Eric Etu

How we get started.

  1. A conversation

    Tell me about your business, how things run today, and what's coming up. Free, and no obligation.

  2. A look at your setup

    With your permission, I review your current books and recent tax returns to understand the work involved.

  3. A proposal for the year

    A clear scope and fee, shaped around what your business actually needs.

Let's talk about your business.

A short call about how your finances run today and where you'd like more support. No pitch, no paperwork.

Start a conversation